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HouseCalc Mortgage Explorer

  • #: 19709
  • Price: $1.99 In Apple Store
  • Category: Finance
  • Updated: 2011-03-28
  • Current Version: 1.0
  • 1.0
  • Size: 0.80 MB
  • Language: English
  • Seller: Sami Assaf
  • Requirements: Compatible with iPhone, iPod touch, and iPad. Requires iOS 4.2 or later.
  • © 2010 PengOneApps
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Description

HouseCalc Mortgage Explorer is much more than a just a mortgage calculator HouseCalc lets you visualize and explore your home loan options through powerful (dare we say fun) interactive graphics which show how your mortgage really works, how much you can afford and why, and whether it's better to rent or buy so you can be in control of your home loan!

HouseCalc is the must-have app for savvy home-buyers, brokers or real estate agents who demand the best tools for the job.

HouseCalc provides 4 tabs:

* Monthly Payments: calculates the principal, interest, tax and insurance you owe each month, each broken down by amount and percentage.

* Payment Schedule: shows how much of each monthly payment goes towards principal and interest, and how large the tax break is.

* Rent versus Buy: shows whether it’s better to rent or buy and why.

* Maximum Mortgage: calculates how large of a mortgage you can actually afford.

Each screen automatically updates results when you change the inputs and provides an interactive graphic when rotated to landscape.

HouseCalc Mortgage Explorer will help you determine the right mortgage for you and understand more about how it all works, so that you can be sure that you're making the most informed decisions about your home loan.

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Rated 4/5 based on 3 customer reviews.

 

5/5 stars

Love the Rent-v-Buy feature

:
Everyone always says buying is better than renting, but no one ever explains why. This is like having the NYTimes "Is it better to buy or rent?" article in your pocket as you house hunt. Very, very useful!

5/5 stars

Best mortgage calculator app by far!

:
This is the best mortgage calculator app by far. It does all the usual calculations that you'd expect from a mortgage calculator but it adds awesome interactive graphics that show you how your payments change over time depending on interest rates and other factors. This really helped me understand how much money was going toward paying off the principal versus interest, tax, etc. I haven't found any other calculator that presents this data so well.

The app also has a very cool feature which helped me figure out how much I can afford to spend on a house based on my income and savings. I can't help but think that if this app was available before the mortgage crisis we might have fewer people defaulting on their home loans.

There's also a very nice tool that tells you whether it's better to rent or buy depending on interest rates and home appreciation rates. It comes with pretty graphs which update as you change these variables.

If (like me) you're considering buying a home, this app is totally worth two bucks.

4/5 stars

complicated mortgage calculator with a sense of humor

:
was going to give this only 3 stars because it's a bit too complicated (just like buying a house, i guess), but then i discovered that if you shake it... well, try it yourself... LOL nice one

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The information may be outdated (2011-03-27 22:57:09). For actual information go to iTunes

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